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Items Needed for a Loan Application
Income
Names and addresses of employer(s) for past two years
Gross monthly income
Last two years' W-2s
Proof of pension, retirement, disability, or Social Security income
Proof of income from rentals (copies of leases), investments, etc.
Proof of child support or alimony received
If self-employed:
Two years 1040 Tax Returns
Current year profit and loss statement
Debt
Each creditor's name, address, and type of account
Account numbers
Monthly payment amounts and approximate balances
Amount of child care expenses
Amount of alimony/child support
Banks and Saving Institutions
Names and addresses
Account numbers
Types of accounts and present balances
Miscellaneous
List of assets in stocks, bond. mutual funds, and land
Life insurance cash value (documented if used for down payment)
Copy of sales contract for home being purchased
Copy of sales contract for home being sold (if selling current home)
Social Security numbers for all applicants
Veterans - VA Certificate of Eligibility & DD214
Cash or check to pay for application fee